Health Care Reform

For information on Health Care Reform, and how to quote Individual Healthcare plans both off and on the Federal Exchange (subsidy).

Effective January 1st, 2014, U.S. citizens will be required to be covered by medical insurance, or pay a penalty. The Penalties are as follows:

2014-$95 or 1% of household income, whichever is greater

2015-$325 or 2% of household income, whichever is greater

2016-$695 or 2.5% of household income, whichever is greater

2017 and up, fines will be annually adjusted

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